[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.blom.cz\/proc-setrit-na-nepravem-miste\/#Article","mainEntityOfPage":"https:\/\/www.blom.cz\/proc-setrit-na-nepravem-miste\/","headline":"Pro\u010d \u0161et\u0159it na neprav\u00e9m m\u00edst\u011b?","name":"Pro\u010d \u0161et\u0159it na neprav\u00e9m m\u00edst\u011b?","description":"D\u011bti prost\u011b maj\u00ed tu sm\u016flu, \u017ee jsou ve sv\u00fdch p\u0159\u00e1n\u00edch omezen\u00e9 limitem zvan\u00fdm nedostatek pen\u011bz. A\u0165 u\u017e si p\u0159ej\u00ed cokoliv, jenom m\u00e1lo z toho si mohou dovolit. N\u011bkdy proto, \u017ee na to v\u0161echno nesta\u010d\u00ed kapesn\u00e9, jindy proto, \u017ee jim to rodi\u010de z n\u011bjak\u00e9ho d\u016fvodu jednodu\u0161e nekoup\u00ed. Zpravidla proto, \u017ee jde o p\u0159\u00edli\u0161 drah\u00fd \u0161p\u00e1s, kter\u00fd […]","datePublished":"2018-12-20","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.blom.cz\/author\/#Person","name":"blom.cz\n","url":"https:\/\/www.blom.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e0a4ee3123bc6cda06472cb29cefd2abfa18c894e6c63b3d8bc84df8da10f637?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e0a4ee3123bc6cda06472cb29cefd2abfa18c894e6c63b3d8bc84df8da10f637?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"blom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.blom.cz\/wp-content\/uploads\/img_a333110_w2160_t1546246905.png","url":"https:\/\/www.blom.cz\/wp-content\/uploads\/img_a333110_w2160_t1546246905.png","height":0,"width":0},"url":"https:\/\/www.blom.cz\/proc-setrit-na-nepravem-miste\/","about":["Finance"],"wordCount":570,"articleBody":" D\u011bti prost\u011b maj\u00ed tu sm\u016flu, \u017ee jsou ve sv\u00fdch p\u0159\u00e1n\u00edch omezen\u00e9 limitem zvan\u00fdm nedostatek pen\u011bz. A\u0165 u\u017e si p\u0159ej\u00ed cokoliv, jenom m\u00e1lo z toho si mohou dovolit. N\u011bkdy proto, \u017ee na to v\u0161echno nesta\u010d\u00ed kapesn\u00e9, jindy proto, \u017ee jim to rodi\u010de z n\u011bjak\u00e9ho d\u016fvodu jednodu\u0161e nekoup\u00ed. Zpravidla proto, \u017ee jde o p\u0159\u00edli\u0161 drah\u00fd \u0161p\u00e1s, kter\u00fd nen\u00ed zase a\u017e tak d\u016fle\u017eit\u00fd, aby ho d\u00edt\u011b muselo st\u016fj co st\u016fj m\u00edt. Z d\u011bt\u00ed vyrostou dosp\u011bl\u00ed lid\u00e9, kte\u0159\u00ed u\u017e maj\u00ed o pozn\u00e1n\u00ed v\u011bt\u0161\u00ed finan\u010dn\u00ed mo\u017enosti. Prost\u011b proto, \u017ee si vyd\u011bl\u00e1vaj\u00ed. Ale na realit\u011b, je\u017e byla v\u00fd\u0161e pops\u00e1na, se toho p\u0159esto moc nezm\u011bn\u00ed. Rozd\u00edl je logicky v tom, po \u010dem takov\u00fd dosp\u011bl\u00fd \u010dlov\u011bk tou\u017e\u00ed, ale jinak je vesm\u011bs identick\u00fd ten fakt, \u017ee si jeden nem\u016f\u017ee dovolit v\u0161echno to, po \u010dem jeho srd\u00e9\u010dko prahne. A op\u011bt proto, \u017ee je to zbyte\u010dn\u00fd drah\u00fd \u0161p\u00e1s. Anebo tak\u00e9 ne. Takov\u00ed dosp\u011bl\u00ed pak nap\u0159\u00edklad tou\u017e\u00ed nam\u00edsto drah\u00e9ho hrac\u00edho dome\u010dku po je\u0161t\u011b dra\u017e\u0161\u00edm dome\u010dku skute\u010dn\u00e9m. Po nemovitosti, ve kter\u00e9 by si nemuseli hr\u00e1t na bydlen\u00ed, ale ve kter\u00e9 by opravdu bydleli. Po v\u011bcech, se kter\u00fdmi by si doma r\u00e1di \u201ehr\u00e1li\u201c, a\u010d nejde o hra\u010dky v prav\u00e9m smyslu toho slova, kter\u00e9 by cht\u011bli m\u00edt pro jejich u\u017eitkov\u00e9 vlastnosti nebo t\u0159eba i jenom pro par\u00e1du. I dosp\u011bl\u00ed lid\u00e9 maj\u00ed sv\u00e9 pot\u0159eby a touhy. A pokud jsou tyto d\u016fle\u017eit\u00e9 a \u010dlov\u011bk si je p\u0159esto nem\u016f\u017ee dovolit, pak pomohou u\u017e jenom . Takov\u00fdmi \u0159e\u0161en\u00edmi m\u00e1m na mysli pochopiteln\u011b p\u016fj\u010dky. Proto\u017ee p\u016fj\u010dit si na n\u011bco pen\u00edze je nejednou ta jedin\u00e1 mo\u017enost, jak to tak\u00e9 v\u010das z\u00edskat. P\u0159\u00edpadn\u011b jak to v\u016fbec z\u00edskat. O p\u016fj\u010dku lze \u017e\u00e1dat kup\u0159\u00edkladu v bank\u00e1ch. Jen\u017ee a\u010d tyto m\u00edvaj\u00ed pen\u011bz nejednou jako \u0161lupek, ne v\u017edy jsou ochotn\u00e9 je p\u016fj\u010dit. Z toho prost\u00e9ho d\u016fvodu, \u017ee maj\u00ed nastavena p\u0159\u00edsn\u00e1 krit\u00e9ria, v nich\u017e mnoz\u00ed ze \u017eadatel\u016f neusp\u011bj\u00ed, od nahl\u00ed\u017een\u00ed do katastru dlu\u017en\u00edk\u016f a\u017e po prov\u011b\u0159ov\u00e1n\u00ed v\u00fd\u0161e p\u0159\u00edjm\u016f. A co si m\u00e1 po\u010d\u00edt \u010dlov\u011bk pak? Obr\u00e1tit se jako v d\u011btstv\u00ed a j\u00edt si rezignovan\u011b po sv\u00fdch? Jist\u011b, i to je mo\u017en\u00e9, ale nen\u00ed to rozhodn\u011b to nejoptim\u00e1ln\u011bj\u0161\u00ed \u0159e\u0161en\u00ed. Nebo to aspo\u0148 to nejlep\u0161\u00ed \u0159e\u0161en\u00ed b\u00fdt nemus\u00ed. Proto\u017ee jsou tu p\u0159ece je\u0161t\u011b i jin\u00e9 mo\u017enosti. T\u0159eba hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. P\u0159i n\u00ed\u017e, jak je zjevn\u00e9 ji\u017e z n\u00e1zvu, nikoho nezaj\u00edm\u00e1, kolik si ten kter\u00fd \u010dlov\u011bk vyd\u011bl\u00e1v\u00e1. A tak si tu p\u0159ijde k pen\u011bz\u016fm klidn\u011b i ten, kdo by u klasick\u00fdch bank nepro\u0161el. A pak u\u017e si \u010dlov\u011bk m\u016f\u017ee po\u0159\u00eddit to, co pot\u0159ebuje, po \u010dem prahne. A nemus\u00ed j\u00edt jako v d\u011btstv\u00ed se slzami na kraj\u00ed\u010dku pry\u010d jenom proto, \u017ee m\u00e1 zrovna pr\u00e1zdnou pomyslnou kasi\u010dku.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d \u0161et\u0159it na neprav\u00e9m m\u00edst\u011b?","item":"https:\/\/www.blom.cz\/proc-setrit-na-nepravem-miste\/#breadcrumbitem"}]}]